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Panerai is a trading name of Richemont UK Limited. Richemont UK Limited is the broker and not the lender and only offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Richemont UK Limited is an appointed representative of Watchfinder.co.uk Limited which is authorised and regulated by the Financial Conduct Authority. Richemont UK Limited FCA registration number is 912857. Watchfinder.co.uk Limited FCA registration number is 671038. Credit provided subject to status. Credit available to those 18 years old and over. Minimum spend applies. Not all products offered by Secure Trust Bank PLC are regulated by the Financial Conduct Authority. V12 Retail Finance Limited Registered in England and Wales 4585692. Registered office: V12 Retail Finance Limited Yorke House, Arleston Way, Solihull, B90 4LH. Authorised and regulated by the Financial Conduct Authority. V12 Retail Finance Limited’s FCA reference number is 679653.